Cumbiana Fine Jewelry**

Last Updated: December 9, 2025

Cumbiana Fine Jewelry (“we”, “our”, “the Company”) operates the website www.cumbianafinejewelry.com (the “Site”) and is located in Silver Spring, Maryland, United States. By accessing or using our Site, you agree to these Terms and Conditions. Please read them carefully before using our services.

1. Use of the Site

By using the Site, you represent that you are at least 18 years old or of legal age in your jurisdiction and that you have the legal capacity to enter into contracts. You agree not to use this Site for illegal, fraudulent, or harmful activities that may affect its operation.

2. Products and Availability

All products listed on the Site are subject to availability. We reserve the right to discontinue products, update prices, or modify descriptions at any time without notice.

3. Prices and Payments

Prices are displayed in U.S. dollars (USD) unless otherwise stated.
We accept payments processed exclusively through secure third-party providers. We do not store full credit card numbers.
Payment must be completed to confirm any order.

4. Shipping

We offer domestic shipping within the United States and international shipping to select countries.
Delivery times are estimates and may vary depending on destination, customs, and carrier availability.
Customers are responsible for providing accurate shipping information. We are not responsible for returned packages due to incorrect or incomplete addresses.

5. Intellectual Property

All content on the Site, including images, text, logos, graphics, and designs, is the property of Cumbiana Fine Jewelry or used under license.
Reproduction, distribution, or use without prior written authorization is strictly prohibited.

6. Limitation of Liability

We do not guarantee that the Site will be free of errors, interruptions, or technical failures.
To the fullest extent permitted by law, we are not liable for indirect, incidental, or consequential damages arising from the use of the Site or from products purchased through it.

7. Returns and Refunds

7.1 Returns

Return requests must be made within 7 calendar days of delivery.
Items must be unused, in perfect condition, and returned with original packaging and all accessories.

Returns do not apply to:

  • Custom-made items

  • Engraved items

  • Sale or clearance items

7.2 Return Process

To initiate a return, customers must email [email protected].
Once the request is approved, you will receive return instructions and the shipping address.
Customers are responsible for return shipping costs, unless the item arrived damaged or incorrect.

7.3 Refunds

Refunds will be issued to the original method of payment.
Once the returned item is received and inspected, the refund will be processed within 5 to 10 business days.
Original shipping costs are non-refundable.
Refunds will not be issued for items that do not meet the return conditions.

8. User Accounts

By creating an account, you agree to provide accurate information and maintain the security of your login credentials.
We reserve the right to suspend or delete accounts that violate these Terms.

9. Privacy and Data Protection

Use of the Site is subject to our Privacy Policy, which explains how we collect and manage personal information.

10. Third-Party Links

The Site may contain links to external websites not operated by us. We are not responsible for the content or privacy practices of those websites.

11. Changes to These Terms

We may update these Terms at any time. The “Last Updated” date reflects the current version. Continued use of the Site indicates your acceptance of any changes.

12. Governing Law

These Terms are governed by the laws of the State of Maryland, United States.
Any disputes will be resolved in the appropriate courts within that jurisdiction.

13. Contact

For questions or concerns regarding these Terms:
Cumbiana Fine Jewelry
Silver Spring, Maryland, United States
Email: [email protected]